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San Antonio city, TX

ZIP 78226 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78226

Median Home Value
$109,300
Median Rent
$881
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$702/mo PITI).

33%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

10.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78226 in San Antonio city, TX, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $702. That is roughly in line with the local median household income ($32,340). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
37.8%-42% vs US avg
x
Vacancy Rate
25.4%+146% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
17.6%+38% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
35.4%-29% vs US avg
x
Mortgage-Free
78.0%+104% vs US avg
x
$109,300
Home Value
$881
Rent
1962
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached41.9%
  • 1-unit attached1.1%
  • 2-9 units30.2%
  • 10+ units21.4%
  • Mobile home & other5.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$109,300
Median rent$881
Owner-occupied37.8%
Vacant25.4%
Price-to-income3.4x
Est. income to buy$30,000