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San Antonio city, TX

ZIP 78232 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78232

Median Home Value
$345,300
Median Rent
$1,241
Affordability Snapshot
$95,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,218/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78232 in San Antonio city, TX, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,218. That is roughly in line with the local median household income ($84,633). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.6%-13% vs US avg
x
Vacancy Rate
5.2%-50% vs US avg
x
Broadband Access
95.3%+9% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
22.3%-55% vs US avg
x
Mortgage-Free
42.6%+11% vs US avg
x
$345,300
Home Value
$1,241
Rent
1984
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.7%
  • 1-unit attached1.3%
  • 2-9 units13.3%
  • 10+ units25.6%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$345,300
Median rent$1,241
Owner-occupied56.6%
Vacant5.2%
Price-to-income4.1x
Est. income to buy$95,000