US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 78245
  5. Housing & Real Estate
San Antonio city, TX

ZIP 78245 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78245

Median Home Value
$241,500
Median Rent
$1,358
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,551/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78245 in San Antonio city, TX, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,551. That sits below the local median household income ($87,890), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.4%+11% vs US avg
x
Vacancy Rate
5.6%-46% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
3.8%-74% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
7.1%+3% vs US avg
x
Rent Burden >30%
25.8%-48% vs US avg
x
Mortgage-Free
23.4%-39% vs US avg
x
$241,500
Home Value
$1,358
Rent
2007
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.7%
  • 1-unit attached1.7%
  • 2-9 units4.9%
  • 10+ units12.3%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$241,500
Median rent$1,358
Owner-occupied72.4%
Vacant5.6%
Price-to-income2.7x
Est. income to buy$66,000