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Timberwood Park CDP, TX

ZIP 78260 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78260

Median Home Value
$471,200
Median Rent
$1,610
Affordability Snapshot
$130,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,027/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78260 in Timberwood Park CDP, TX, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,027. That sits below the local median household income ($150,705), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.5%+32% vs US avg
x
Vacancy Rate
4.7%-54% vs US avg
x
Broadband Access
97.6%+12% vs US avg
x
4+ Bedrooms
17.3%+17% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
3.0%-57% vs US avg
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
24.8%-35% vs US avg
x
$471,200
Home Value
$1,610
Rent
2007
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.1%
  • 1-unit attached2.1%
  • 2-9 units2.2%
  • 10+ units6.4%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$471,200
Median rent$1,610
Owner-occupied86.5%
Vacant4.7%
Price-to-income3.1x
Est. income to buy$130,000