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China Grove town, TX

ZIP 78263 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78263

Median Home Value
$312,600
Median Rent
$950
Affordability Snapshot
$86,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,008/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78263 in China Grove town, TX, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,008. That is roughly in line with the local median household income ($81,793). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.1%+21% vs US avg
x
Vacancy Rate
1.7%-83% vs US avg
x
Broadband Access
83.0%-5% vs US avg
x
4+ Bedrooms
6.6%-55% vs US avg
x
Built Pre-1939
2.1%-83% vs US avg
x
Built Post-2014
2.7%-61% vs US avg
x
Rent Burden >30%
48.4%-3% vs US avg
x
Mortgage-Free
56.4%+48% vs US avg
x
$312,600
Home Value
$950
Rent
1993
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.0%
  • 1-unit attached1.0%
  • 2-9 units1.8%
  • 10+ units0.0%
  • Mobile home & other23.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$312,600
Median rent$950
Owner-occupied79.1%
Vacant1.7%
Price-to-income3.8x
Est. income to buy$86,000