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ZIP 78288 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78288

Median Home Value
$254,600
Median Rent
$950
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,635/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78288, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,635. That is about 74% above the local median household income ($40,118), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
10.7%-84% vs US avg
x
Vacancy Rate
10.1%-2% vs US avg
x
Broadband Access
87.8%+1% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
27.0%-46% vs US avg
x
Mortgage-Free
37.4%-2% vs US avg
x
$254,600
Home Value
$950
Rent
1983
Year Built
N/A
Moved In
Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached7.6%
  • 1-unit attached2.2%
  • 2-9 units54.5%
  • 10+ units35.4%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$254,600
Median rent$950
Owner-occupied10.7%
Vacant10.1%
Price-to-income6.3x
Est. income to buy$70,000