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ZIP 78335 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78335

Median Home Value
$232,300
Median Rent
$936
Affordability Snapshot
$64,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,492/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78335, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,492. That sits below the local median household income ($84,856), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 38% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.7%+2% vs US avg
x
Vacancy Rate
38.2%+271% vs US avg
x
Broadband Access
93.5%+7% vs US avg
x
4+ Bedrooms
6.4%-57% vs US avg
x
Built Pre-1939
10.9%-14% vs US avg
x
Built Post-2014
8.8%+27% vs US avg
x
Rent Burden >30%
3.1%-94% vs US avg
x
Mortgage-Free
52.5%+37% vs US avg
x
$232,300
Home Value
$936
Rent
1974
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.0%
  • 1-unit attached1.3%
  • 2-9 units7.9%
  • 10+ units9.3%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$232,300
Median rent$936
Owner-occupied66.7%
Vacant38.2%
Price-to-income2.7x
Est. income to buy$64,000