US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 78374
  5. Housing & Real Estate
Portland city, TX

ZIP 78374 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78374

Median Home Value
$225,800
Median Rent
$1,357
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,450/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78374 in Portland city, TX, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,450. That sits below the local median household income ($81,580), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.4%-3% vs US avg
x
Vacancy Rate
13.6%+32% vs US avg
x
Broadband Access
95.8%+10% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
0.7%-94% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
20.5%-59% vs US avg
x
Mortgage-Free
41.8%+9% vs US avg
x
$225,800
Home Value
$1,357
Rent
1985
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.0%
  • 1-unit attached0.8%
  • 2-9 units13.8%
  • 10+ units9.3%
  • Mobile home & other2.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$225,800
Median rent$1,357
Owner-occupied63.4%
Vacant13.6%
Price-to-income2.8x
Est. income to buy$62,000