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Refugio town, TX

ZIP 78377 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78377

Median Home Value
$92,000
Median Rent
$511
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$591/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78377 in Refugio town, TX, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $591. That sits below the local median household income ($57,522), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.2%+4% vs US avg
x
Vacancy Rate
26.7%+160% vs US avg
x
Broadband Access
84.7%-3% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
9.9%-23% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
29.9%-40% vs US avg
x
Mortgage-Free
61.8%+62% vs US avg
x
$92,000
Home Value
$511
Rent
1967
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.0%
  • 1-unit attached0.1%
  • 2-9 units6.8%
  • 10+ units2.6%
  • Mobile home & other9.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$92,000
Median rent$511
Owner-occupied68.2%
Vacant26.7%
Price-to-income1.6x
Est. income to buy$25,000