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ZIP 78426 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78426

Median Home Value
$67,000
Median Rent
$716
Affordability Snapshot
$18,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$430/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

7.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78426, a household would need roughly $18,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $430. That sits below the local median household income ($43,323), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (27% built before 1939)

Owner Occupied
72.7%+11% vs US avg
x
Vacancy Rate
16.3%+58% vs US avg
x
Broadband Access
77.3%-11% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
27.0%+111% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
46.5%-7% vs US avg
x
Mortgage-Free
60.0%+57% vs US avg
x
$67,000
Home Value
$716
Rent
1954
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.4%
  • 1-unit attached0.0%
  • 2-9 units17.0%
  • 10+ units8.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$67,000
Median rent$716
Owner-occupied72.7%
Vacant16.3%
Price-to-income1.5x
Est. income to buy$18,000