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ZIP 78466 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78466

Median Home Value
$138,300
Median Rent
$1,198
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$888/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78466, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $888. That sits below the local median household income ($53,516), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.4%-3% vs US avg
x
Vacancy Rate
10.6%+3% vs US avg
x
Broadband Access
85.1%-2% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
32.8%-34% vs US avg
x
Mortgage-Free
48.5%+27% vs US avg
x
$138,300
Home Value
$1,198
Rent
1959
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.8%
  • 1-unit attached2.3%
  • 2-9 units5.5%
  • 10+ units1.0%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$138,300
Median rent$1,198
Owner-occupied63.4%
Vacant10.6%
Price-to-income2.6x
Est. income to buy$38,000