US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 78539
  5. Housing & Real Estate
Edinburg city, TX

ZIP 78539 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78539

Median Home Value
$198,300
Median Rent
$843
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,274/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78539 in Edinburg city, TX, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,274. That sits below the local median household income ($64,864), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
55.2%-16% vs US avg
x
Vacancy Rate
9.5%-7% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
23.5%-53% vs US avg
x
Mortgage-Free
48.7%+28% vs US avg
x
$198,300
Home Value
$843
Rent
2001
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.1%
  • 1-unit attached1.4%
  • 2-9 units24.3%
  • 10+ units9.2%
  • Mobile home & other2.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$198,300
Median rent$843
Owner-occupied55.2%
Vacant9.5%
Price-to-income3.1x
Est. income to buy$55,000