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Harlingen city, TX

ZIP 78552 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78552

Median Home Value
$154,500
Median Rent
$774
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$992/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78552 in Harlingen city, TX, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $992. That sits below the local median household income ($67,183), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.7%+14% vs US avg
x
Vacancy Rate
14.9%+45% vs US avg
x
Broadband Access
84.3%-3% vs US avg
x
4+ Bedrooms
2.6%-83% vs US avg
x
Built Pre-1939
1.6%-87% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
14.6%-71% vs US avg
x
Mortgage-Free
49.6%+30% vs US avg
x
$154,500
Home Value
$774
Rent
1996
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.3%
  • 1-unit attached3.5%
  • 2-9 units3.5%
  • 10+ units3.7%
  • Mobile home & other22.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,500
Median rent$774
Owner-occupied74.7%
Vacant14.9%
Price-to-income2.3x
Est. income to buy$43,000