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San Juan city, TX

ZIP 78589 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78589

Median Home Value
$112,400
Median Rent
$707
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$722/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78589 in San Juan city, TX, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $722. That sits below the local median household income ($51,662), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
79.8%+22% vs US avg
x
Vacancy Rate
8.0%-23% vs US avg
x
Broadband Access
80.1%-8% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
29.1%-41% vs US avg
x
Mortgage-Free
64.3%+68% vs US avg
x
$112,400
Home Value
$707
Rent
1998
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.3%
  • 1-unit attached1.4%
  • 2-9 units7.9%
  • 10+ units0.7%
  • Mobile home & other11.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$112,400
Median rent$707
Owner-occupied79.8%
Vacant8.0%
Price-to-income2.2x
Est. income to buy$31,000