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Camp Swift CDP, TX

ZIP 78602 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78602

Median Home Value
$310,300
Median Rent
$1,212
Affordability Snapshot
$85,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,993/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78602 in Camp Swift CDP, TX, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,993. That is roughly in line with the local median household income ($86,976). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.5%+6% vs US avg
x
Vacancy Rate
7.4%-28% vs US avg
x
Broadband Access
88.8%+2% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
6.1%-11% vs US avg
x
Rent Burden >30%
16.6%-67% vs US avg
x
Mortgage-Free
40.8%+7% vs US avg
x
$310,300
Home Value
$1,212
Rent
2002
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.6%
  • 1-unit attached1.2%
  • 2-9 units6.6%
  • 10+ units4.1%
  • Mobile home & other19.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$310,300
Median rent$1,212
Owner-occupied69.5%
Vacant7.4%
Price-to-income3.6x
Est. income to buy$85,000