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Cedar Park city, TX

ZIP 78613 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78613

Median Home Value
$461,900
Median Rent
$1,598
Affordability Snapshot
$127,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,967/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78613 in Cedar Park city, TX, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,967. That is roughly in line with the local median household income ($120,829). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
64.8%-1% vs US avg
x
Vacancy Rate
1.6%-84% vs US avg
x
Broadband Access
95.8%+10% vs US avg
x
4+ Bedrooms
7.3%-51% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
22.2%-55% vs US avg
x
Mortgage-Free
28.6%-25% vs US avg
x
$461,900
Home Value
$1,598
Rent
2003
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.1%
  • 1-unit attached2.1%
  • 2-9 units5.6%
  • 10+ units20.7%
  • Mobile home & other1.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$461,900
Median rent$1,598
Owner-occupied64.8%
Vacant1.6%
Price-to-income3.8x
Est. income to buy$127,000