Median home value is about $300,000 — about 14% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 86.6% (about 21.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 78614 in TX, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,927. That is about 56% above the local median household income ($53,333), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.