ZIP Code 78616 — Mustang Ridge city, TX Demographics & Data

ZIP code 78616 covers Mustang Ridge, TX in Caldwell County with a population of about 10,008.

At a glance, the area shows median age of 32.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 512, 737; U.S. House district TX-27; the AUSTIN media market.

Median household income in ZIP 78616 is about $70,148 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.6%; unemployment rate near 1.6%; 12.7% of adults with a bachelor’s degree or higher (about 21.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Food services, and Education; about 9.1% of workers reporting work-from-home (about 6.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $174,800 — about 50% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $935 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 84.2% (about 18.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78616 in Mustang Ridge, TX, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,123. That sits below the local median household income ($70,148), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mustang Ridge city, TX as Relatively Low (composite score 79.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (87.1) and wildfire (68.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mustang Ridge city, TX show little to no average snow and around 37.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 472 for ZIP 78616 (Mustang Ridge city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.