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Gonzales city, TX

ZIP 78629 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78629

Median Home Value
$193,200
Median Rent
$615
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,241/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78629 in Gonzales city, TX, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,241. That sits below the local median household income ($65,638), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.8%-1% vs US avg
x
Vacancy Rate
12.4%+21% vs US avg
x
Broadband Access
80.7%-7% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
16.9%+32% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
12.2%-75% vs US avg
x
Mortgage-Free
66.0%+73% vs US avg
x
$193,200
Home Value
$615
Rent
1978
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.3%
  • 1-unit attached1.0%
  • 2-9 units12.6%
  • 10+ units1.2%
  • Mobile home & other17.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$193,200
Median rent$615
Owner-occupied64.8%
Vacant12.4%
Price-to-income2.9x
Est. income to buy$53,000