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Kingsbury city, TX

ZIP 78638 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78638

Median Home Value
$301,500
Median Rent
$913
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,937/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78638 in Kingsbury city, TX, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,937. That is roughly in line with the local median household income ($82,760). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.8%+28% vs US avg
x
Vacancy Rate
14.2%+38% vs US avg
x
Broadband Access
87.2%+0% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
3.8%-71% vs US avg
x
Built Post-2014
8.0%+16% vs US avg
x
Rent Burden >30%
11.5%-77% vs US avg
x
Mortgage-Free
58.2%+52% vs US avg
x
$301,500
Home Value
$913
Rent
1993
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.9%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other39.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$301,500
Median rent$913
Owner-occupied83.8%
Vacant14.2%
Price-to-income3.6x
Est. income to buy$83,000