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ZIP 78667 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78667

Median Home Value
$318,000
Median Rent
$1,167
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,043/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78667, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,043. That is about 75% above the local median household income ($50,238), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
27.9%-57% vs US avg
x
Vacancy Rate
5.0%-51% vs US avg
x
Broadband Access
89.0%+2% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
14.4%+109% vs US avg
x
Rent Burden >30%
34.1%-31% vs US avg
x
Mortgage-Free
33.7%-12% vs US avg
x
$318,000
Home Value
$1,167
Rent
1971
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached32.0%
  • 1-unit attached8.5%
  • 2-9 units13.8%
  • 10+ units43.9%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$318,000
Median rent$1,167
Owner-occupied27.9%
Vacant5.0%
Price-to-income6.3x
Est. income to buy$88,000