ZIP Code 78675 — undefined, TX Demographics & Data

ZIP code 78675 covers TX in Gillespie County with a population of about 158.

At a glance, the area shows median age of 60.3 versus a U.S. median of about 38.9.

It sits in telephone area code 830; U.S. House district TX-21; the AUSTIN media market.

TX fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 78675 is about $37,500 — about 50% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 69.6%; unemployment rate near 56.3%; 26.0% of adults with a bachelor’s degree or higher (about 7.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare; about 67.7% of workers reporting work-from-home (about 52.5 points above the U.S. share (15.2%)); a mean commute of about 10.0 minutes (U.S. average near 26.8).

Median home value is about $433,300 — about 24% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78675 in TX, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,783. That is about 217% above the local median household income ($37,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TX as Relatively Low (composite score 57.7), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (84.0) and flood (68.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TX show little to no average snow and around 30.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 78675 (TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.