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Austin city, TX

ZIP 78701 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78701

Median Home Value
$653,600
Median Rent
$2,570
Affordability Snapshot
$180,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,199/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78701 in Austin city, TX, a household would need roughly $180,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,199. That is about 16% above the local median household income ($154,867), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
49.0%-25% vs US avg
x
Vacancy Rate
8.8%-15% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
7.8%+12% vs US avg
x
Rent Burden >30%
21.7%-56% vs US avg
x
Mortgage-Free
35.7%-6% vs US avg
x
$653,600
Home Value
$2,570
Rent
2006
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached3.6%
  • 1-unit attached0.3%
  • 2-9 units1.4%
  • 10+ units94.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$653,600
Median rent$2,570
Owner-occupied49.0%
Vacant8.8%
Price-to-income4.2x
Est. income to buy$180,000