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Austin city, TX

ZIP 78703 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78703

Median Home Value
$1,353,500
Median Rent
$2,108
Affordability Snapshot
$373,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$8,695/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

53.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78703 in Austin city, TX, a household would need roughly $373,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $8,695. That is about 158% above the local median household income ($144,637), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
52.5%-20% vs US avg
x
Vacancy Rate
6.0%-41% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
6.0%-59% vs US avg
x
Built Pre-1939
14.1%+10% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
13.7%-72% vs US avg
x
Mortgage-Free
38.8%+2% vs US avg
x
$1,353,500
Home Value
$2,108
Rent
1975
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.4%
  • 1-unit attached6.1%
  • 2-9 units15.9%
  • 10+ units33.3%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,353,500
Median rent$2,108
Owner-occupied52.5%
Vacant6.0%
Price-to-income9.4x
Est. income to buy$373,000