US5.com
  1. Home
  2. States
  3. ZIP 78716
  4. Housing & Real Estate
,

ZIP 78716 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78716

Median Home Value
$1,579,100
Median Rent
$2,969
Affordability Snapshot
$435,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$10,144/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

44.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78716, a household would need roughly $435,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $10,144. That is about 87% above the local median household income ($232,679), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.3%+32% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
99.2%+14% vs US avg
x
4+ Bedrooms
16.2%+10% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
8.2%-83% vs US avg
x
Mortgage-Free
41.3%+8% vs US avg
x
$1,579,100
Home Value
$2,969
Rent
1979
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.2%
  • 1-unit attached5.1%
  • 2-9 units4.2%
  • 10+ units0.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,579,100
Median rent$2,969
Owner-occupied86.3%
Vacant3.2%
Price-to-income6.8x
Est. income to buy$435,000