US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 78735
  5. Housing & Real Estate
Austin city, TX

ZIP 78735 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78735

Median Home Value
$791,900
Median Rent
$1,807
Affordability Snapshot
$218,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,087/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78735 in Austin city, TX, a household would need roughly $218,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,087. That is about 73% above the local median household income ($126,216), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
47.4%-27% vs US avg
x
Vacancy Rate
5.6%-46% vs US avg
x
Broadband Access
97.3%+12% vs US avg
x
4+ Bedrooms
7.3%-50% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
15.5%-69% vs US avg
x
Mortgage-Free
42.1%+10% vs US avg
x
$791,900
Home Value
$1,807
Rent
2003
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.2%
  • 1-unit attached4.1%
  • 2-9 units9.0%
  • 10+ units41.9%
  • Mobile home & other2.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$791,900
Median rent$1,807
Owner-occupied47.4%
Vacant5.6%
Price-to-income6.3x
Est. income to buy$218,000