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Belterra CDP, TX

ZIP 78737 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78737

Median Home Value
$689,200
Median Rent
$2,134
Affordability Snapshot
$190,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,427/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78737 in Belterra CDP, TX, a household would need roughly $190,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,427. That is about 16% above the local median household income ($164,066), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.1%+35% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
94.4%+8% vs US avg
x
4+ Bedrooms
11.8%-20% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
7.7%+11% vs US avg
x
Rent Burden >30%
17.4%-65% vs US avg
x
Mortgage-Free
26.5%-31% vs US avg
x
$689,200
Home Value
$2,134
Rent
2007
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.8%
  • 1-unit attached0.1%
  • 2-9 units2.9%
  • 10+ units5.5%
  • Mobile home & other1.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$689,200
Median rent$2,134
Owner-occupied88.1%
Vacant3.5%
Price-to-income4.2x
Est. income to buy$190,000