Median home value is about $629,500 — about 81% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,544 (about 33% above the U.S. median rent ($1,163)), and owner-occupancy near 62.2% (about 3.2 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 78757 in Austin, TX, a household would need roughly $173,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,044. That is about 65% above the local median household income ($104,946), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.