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Yancey CDP, TX

ZIP 78886 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78886

Median Home Value
$156,300
Median Rent
N/A
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,004/mo PITI).

1.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 78886 in Yancey CDP, TX, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,004. That sits below the local median household income ($119,276), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
100.0%+53% vs US avg
x
Vacancy Rate
19.7%+91% vs US avg
x
Broadband Access
47.2%-46% vs US avg
x
4+ Bedrooms
28.1%+90% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Mortgage-Free
49.7%+30% vs US avg
x
$156,300
Home Value
N/A
Rent
1997
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other42.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$156,300
Median rent$-666,666,666
Owner-occupied100.0%
Vacant19.7%
Price-to-income1.3x
Est. income to buy$43,000