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Cactus city, TX

ZIP 79013 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79013

Median Home Value
$58,100
Median Rent
$641
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$373/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

7.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79013 in Cactus city, TX, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $373. That sits below the local median household income ($47,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
43.5%-33% vs US avg
x
Vacancy Rate
10.9%+6% vs US avg
x
Broadband Access
63.2%-27% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
15.0%+17% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
12.6%-75% vs US avg
x
Mortgage-Free
91.8%+140% vs US avg
x
$58,100
Home Value
$641
Rent
1993
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached10.1%
  • 1-unit attached1.5%
  • 2-9 units25.3%
  • 10+ units13.0%
  • Mobile home & other50.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$58,100
Median rent$641
Owner-occupied43.5%
Vacant10.9%
Price-to-income1.2x
Est. income to buy$16,000