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Earth city, TX

ZIP 79031 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79031

Median Home Value
$93,300
Median Rent
$552
Affordability Snapshot
$26,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$599/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79031 in Earth city, TX, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $599. That sits below the local median household income ($46,384), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.4%+23% vs US avg
x
Vacancy Rate
25.3%+146% vs US avg
x
Broadband Access
68.4%-21% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
14.3%+12% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
3.2%-94% vs US avg
x
Mortgage-Free
78.5%+106% vs US avg
x
$93,300
Home Value
$552
Rent
1963
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.4%
  • 1-unit attached0.9%
  • 2-9 units0.8%
  • 10+ units0.0%
  • Mobile home & other9.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$93,300
Median rent$552
Owner-occupied80.4%
Vacant25.3%
Price-to-income2.0x
Est. income to buy$26,000