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Shamrock city, TX

ZIP 79079 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79079

Median Home Value
$84,800
Median Rent
$726
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$545/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79079 in Shamrock city, TX, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $545. That sits below the local median household income ($68,081), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.4%+23% vs US avg
x
Vacancy Rate
33.7%+227% vs US avg
x
Broadband Access
87.5%+1% vs US avg
x
4+ Bedrooms
6.4%-57% vs US avg
x
Built Pre-1939
15.6%+22% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
9.7%-80% vs US avg
x
Mortgage-Free
65.1%+70% vs US avg
x
$84,800
Home Value
$726
Rent
1962
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.1%
  • 1-unit attached1.1%
  • 2-9 units2.8%
  • 10+ units1.3%
  • Mobile home & other9.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$84,800
Median rent$726
Owner-occupied80.4%
Vacant33.7%
Price-to-income1.2x
Est. income to buy$23,000