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ZIP 79105 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79105

Median Home Value
$81,400
Median Rent
$742
Affordability Snapshot
$22,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$523/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79105, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $523. That sits below the local median household income ($43,846), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (27% built before 1939)

Owner Occupied
61.0%-7% vs US avg
x
Vacancy Rate
16.0%+55% vs US avg
x
Broadband Access
81.0%-7% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
27.4%+114% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
33.6%-32% vs US avg
x
Mortgage-Free
79.0%+107% vs US avg
x
$81,400
Home Value
$742
Rent
1950
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.3%
  • 1-unit attached1.8%
  • 2-9 units18.0%
  • 10+ units12.2%
  • Mobile home & other5.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$81,400
Median rent$742
Owner-occupied61.0%
Vacant16.0%
Price-to-income1.9x
Est. income to buy$22,000