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Amarillo city, TX

ZIP 79108 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79108

Median Home Value
$150,600
Median Rent
$741
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$967/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79108 in Amarillo city, TX, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $967. That sits below the local median household income ($63,383), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.6%+17% vs US avg
x
Vacancy Rate
14.3%+39% vs US avg
x
Broadband Access
86.9%-0% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
10.3%-20% vs US avg
x
Built Post-2014
1.6%-76% vs US avg
x
Rent Burden >30%
26.6%-46% vs US avg
x
Mortgage-Free
52.3%+37% vs US avg
x
$150,600
Home Value
$741
Rent
1974
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.0%
  • 1-unit attached0.8%
  • 2-9 units2.3%
  • 10+ units0.7%
  • Mobile home & other33.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$150,600
Median rent$741
Owner-occupied76.6%
Vacant14.3%
Price-to-income2.4x
Est. income to buy$41,000