US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 79357
  5. Housing & Real Estate
Ralls city, TX

ZIP 79357 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79357

Median Home Value
$69,500
Median Rent
$392
Affordability Snapshot
$19,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$446/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79357 in Ralls city, TX, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $446. That sits below the local median household income ($56,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.1%+16% vs US avg
x
Vacancy Rate
21.7%+111% vs US avg
x
Broadband Access
89.5%+3% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
5.2%-60% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
12.2%-76% vs US avg
x
Mortgage-Free
75.1%+97% vs US avg
x
$69,500
Home Value
$392
Rent
1960
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.3%
  • 1-unit attached6.1%
  • 2-9 units1.1%
  • 10+ units0.4%
  • Mobile home & other3.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$69,500
Median rent$392
Owner-occupied76.1%
Vacant21.7%
Price-to-income1.2x
Est. income to buy$19,000