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Merkel town, TX

ZIP 79536 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79536

Median Home Value
$133,300
Median Rent
$716
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$856/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79536 in Merkel town, TX, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $856. That sits below the local median household income ($71,346), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.1%+22% vs US avg
x
Vacancy Rate
14.4%+40% vs US avg
x
Broadband Access
92.0%+6% vs US avg
x
4+ Bedrooms
1.3%-92% vs US avg
x
Built Pre-1939
8.0%-37% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
9.4%-81% vs US avg
x
Mortgage-Free
45.3%+19% vs US avg
x
$133,300
Home Value
$716
Rent
1984
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.1%
  • 1-unit attached0.0%
  • 2-9 units5.0%
  • 10+ units0.0%
  • Mobile home & other34.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$133,300
Median rent$716
Owner-occupied80.1%
Vacant14.4%
Price-to-income1.9x
Est. income to buy$37,000