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Kermit city, TX

ZIP 79745 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79745

Median Home Value
$118,200
Median Rent
$777
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$759/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79745 in Kermit city, TX, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $759. That sits below the local median household income ($88,365), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.0%+30% vs US avg
x
Vacancy Rate
13.8%+34% vs US avg
x
Broadband Access
89.8%+3% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
11.5%-10% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
77.4%+103% vs US avg
x
$118,200
Home Value
$777
Rent
1967
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.4%
  • 1-unit attached4.7%
  • 2-9 units0.7%
  • 10+ units1.9%
  • Mobile home & other10.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$118,200
Median rent$777
Owner-occupied85.0%
Vacant13.8%
Price-to-income1.3x
Est. income to buy$33,000