ZIP Code 79785 — Toyah town, TX Demographics & Data

ZIP code 79785 covers Toyah, TX in Reeves County with a population of about 34.

At a glance, the area shows median age of 72.2 versus a U.S. median of about 38.9.

It sits in telephone area code 432; U.S. House district TX-23; the ODESSA - MIDLAND media market.

Toyah, TX fits a retirement-oriented profile (high share of residents 65+ (79.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 20.6%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Retail trade; a mean commute of about 7.0 minutes (U.S. average near 26.8).

Median home value is about $51,400 — about 85% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 79785 in Toyah, TX, a household would need roughly $14,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $330. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Toyah town, TX as Very Low (composite score 19.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (51.1) and flood (31.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Toyah town, TX show little to no average snow and around 10.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2 for ZIP 79785 (Toyah town, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.