Median home value is about $124,000 — about 64% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $761 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 44.9% (about 20.5 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 79930 in El Paso, TX, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $797. That sits below the local median household income ($41,826), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.