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ZIP 79931 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79931

Median Home Value
$132,100
Median Rent
$600
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$849/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

18.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79931, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $849. That is about 41% above the local median household income ($25,618), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
31.2%-52% vs US avg
x
Vacancy Rate
12.4%+20% vs US avg
x
Broadband Access
86.3%-1% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
25.6%-48% vs US avg
x
Mortgage-Free
49.8%+30% vs US avg
x
$132,100
Home Value
$600
Rent
1971
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached38.5%
  • 1-unit attached0.8%
  • 2-9 units37.0%
  • 10+ units20.3%
  • Mobile home & other3.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$132,100
Median rent$600
Owner-occupied31.2%
Vacant12.4%
Price-to-income5.2x
Est. income to buy$36,000