US5.com
  1. Home
  2. States
  3. Colorado
  4. ZIP 80003
  5. Housing & Real Estate
Arvada city, CO

ZIP 80003 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80003

Median Home Value
$486,600
Median Rent
$1,557
Affordability Snapshot
$134,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,126/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

26.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80003 in Arvada city, CO, a household would need roughly $134,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,126. That is about 62% above the local median household income ($82,754), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.7%+7% vs US avg
x
Vacancy Rate
2.3%-78% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
8.7%-41% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
35.7%-28% vs US avg
x
Mortgage-Free
23.1%-39% vs US avg
x
$486,600
Home Value
$1,557
Rent
1976
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.8%
  • 1-unit attached5.2%
  • 2-9 units13.4%
  • 10+ units13.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$486,600
Median rent$1,557
Owner-occupied69.7%
Vacant2.3%
Price-to-income5.9x
Est. income to buy$134,000