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Westminster city, CO

ZIP 80021 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80021

Median Home Value
$530,300
Median Rent
$1,900
Affordability Snapshot
$146,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,407/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80021 in Westminster city, CO, a household would need roughly $146,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,407. That is about 38% above the local median household income ($105,645), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.8%-21% vs US avg
x
Vacancy Rate
5.5%-47% vs US avg
x
Broadband Access
96.6%+11% vs US avg
x
4+ Bedrooms
4.5%-70% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
20.4%-59% vs US avg
x
Mortgage-Free
23.9%-37% vs US avg
x
$530,300
Home Value
$1,900
Rent
1994
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.1%
  • 1-unit attached7.7%
  • 2-9 units6.6%
  • 10+ units38.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$530,300
Median rent$1,900
Owner-occupied51.8%
Vacant5.5%
Price-to-income5.0x
Est. income to buy$146,000