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Columbine CDP, CO

ZIP 80123 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80123

Median Home Value
$581,800
Median Rent
$1,818
Affordability Snapshot
$160,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,737/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

26.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80123 in Columbine CDP, CO, a household would need roughly $160,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,737. That is about 50% above the local median household income ($106,731), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.6%+12% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
96.0%+10% vs US avg
x
4+ Bedrooms
9.8%-34% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
24.7%-50% vs US avg
x
Mortgage-Free
27.6%-28% vs US avg
x
$581,800
Home Value
$1,818
Rent
1987
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.7%
  • 1-unit attached11.5%
  • 2-9 units10.2%
  • 10+ units20.1%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$581,800
Median rent$1,818
Owner-occupied73.6%
Vacant3.1%
Price-to-income5.5x
Est. income to buy$160,000