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Highlands Ranch CDP, CO

ZIP 80126 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80126

Median Home Value
$713,500
Median Rent
$2,263
Affordability Snapshot
$196,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,583/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80126 in Highlands Ranch CDP, CO, a household would need roughly $196,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,583. That is about 18% above the local median household income ($166,501), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.9%+28% vs US avg
x
Vacancy Rate
2.4%-77% vs US avg
x
Broadband Access
98.9%+14% vs US avg
x
4+ Bedrooms
25.2%+70% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
15.9%-68% vs US avg
x
Mortgage-Free
22.7%-41% vs US avg
x
$713,500
Home Value
$2,263
Rent
1996
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.6%
  • 1-unit attached5.2%
  • 2-9 units9.2%
  • 10+ units5.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$713,500
Median rent$2,263
Owner-occupied83.9%
Vacant2.4%
Price-to-income4.3x
Est. income to buy$196,000