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Highlands Ranch CDP, CO

ZIP 80130 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80130

Median Home Value
$652,700
Median Rent
$2,320
Affordability Snapshot
$180,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,193/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80130 in Highlands Ranch CDP, CO, a household would need roughly $180,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,193. That is about 16% above the local median household income ($155,117), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
77.9%+19% vs US avg
x
Vacancy Rate
1.4%-87% vs US avg
x
Broadband Access
98.8%+14% vs US avg
x
4+ Bedrooms
16.3%+10% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
20.0%-60% vs US avg
x
Mortgage-Free
21.9%-43% vs US avg
x
$652,700
Home Value
$2,320
Rent
1997
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.8%
  • 1-unit attached8.9%
  • 2-9 units9.8%
  • 10+ units1.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$652,700
Median rent$2,320
Owner-occupied77.9%
Vacant1.4%
Price-to-income4.2x
Est. income to buy$180,000