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Monument town, CO

ZIP 80132 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80132

Median Home Value
$700,900
Median Rent
$1,911
Affordability Snapshot
$193,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,502/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80132 in Monument town, CO, a household would need roughly $193,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,502. That is about 24% above the local median household income ($155,176), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
87.8%+34% vs US avg
x
Vacancy Rate
3.0%-71% vs US avg
x
Broadband Access
97.0%+11% vs US avg
x
4+ Bedrooms
32.5%+120% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
2.6%-63% vs US avg
x
Rent Burden >30%
22.9%-54% vs US avg
x
Mortgage-Free
28.8%-25% vs US avg
x
$700,900
Home Value
$1,911
Rent
2000
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.0%
  • 1-unit attached5.8%
  • 2-9 units1.6%
  • 10+ units3.8%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$700,900
Median rent$1,911
Owner-occupied87.8%
Vacant3.0%
Price-to-income4.5x
Est. income to buy$193,000