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Lakewood city, CO

ZIP 80227 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80227

Median Home Value
$535,000
Median Rent
$1,667
Affordability Snapshot
$147,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,437/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

26.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80227 in Lakewood city, CO, a household would need roughly $147,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,437. That is about 66% above the local median household income ($88,796), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
66.5%+2% vs US avg
x
Vacancy Rate
6.0%-42% vs US avg
x
Broadband Access
91.8%+6% vs US avg
x
4+ Bedrooms
7.1%-52% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
26.9%-46% vs US avg
x
Mortgage-Free
33.1%-13% vs US avg
x
$535,000
Home Value
$1,667
Rent
1982
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached43.1%
  • 1-unit attached14.9%
  • 2-9 units16.8%
  • 10+ units24.5%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$535,000
Median rent$1,667
Owner-occupied66.5%
Vacant6.0%
Price-to-income6.0x
Est. income to buy$147,000