ZIP Code 80420 — Alma town, CO Demographics & Data

ZIP code 80420 covers Alma, CO in Park County with a population of about 958.

At a glance, the area shows median age of 57.7 versus a U.S. median of about 38.9.

It sits in telephone area code 719; U.S. House district CO-7; the DENVER media market.

Alma, CO fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 80420 is about $84,093 — about 12% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.6%; unemployment rate near 0.7%; 65.6% of adults with a bachelor’s degree or higher (about 31.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Arts and entertainment, and Construction; about 17.7% of workers reporting work-from-home (about 2.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $572,500 — about 64% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,780 (about 53% above the U.S. median rent ($1,163)), and owner-occupancy near 57.2% (about 8.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80420 in Alma, CO, a household would need roughly $158,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,678. That is about 88% above the local median household income ($84,093), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Alma town, CO as Very Low (composite score 22.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (94.9) and flood (21.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Alma town, CO show little to no average snow and around 25.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 44 for ZIP 80420 (Alma town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.