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Breckenridge town, CO

ZIP 80424 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80424

Median Home Value
$970,000
Median Rent
$1,839
Affordability Snapshot
$267,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,231/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

44.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80424 in Breckenridge town, CO, a household would need roughly $267,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,231. That is about 144% above the local median household income ($109,497), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 67% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.2%+13% vs US avg
x
Vacancy Rate
67.0%+550% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
5.9%-60% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
17.5%-65% vs US avg
x
Mortgage-Free
24.9%-35% vs US avg
x
$970,000
Home Value
$1,839
Rent
1991
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.9%
  • 1-unit attached13.9%
  • 2-9 units13.5%
  • 10+ units30.0%
  • Mobile home & other1.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$970,000
Median rent$1,839
Owner-occupied74.2%
Vacant67.0%
Price-to-income8.9x
Est. income to buy$267,000