US5.com
  1. Home
  2. States
  3. Colorado
  4. ZIP 80440
  5. Housing & Real Estate
Fairplay town, CO

ZIP 80440 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80440

Median Home Value
$448,700
Median Rent
$1,721
Affordability Snapshot
$124,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,882/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80440 in Fairplay town, CO, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,882. That is about 25% above the local median household income ($99,583), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 46% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.5%+22% vs US avg
x
Vacancy Rate
46.1%+348% vs US avg
x
Broadband Access
86.4%-1% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
0.6%-96% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
21.7%-56% vs US avg
x
Mortgage-Free
18.2%-52% vs US avg
x
$448,700
Home Value
$1,721
Rent
1995
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.7%
  • 1-unit attached1.0%
  • 2-9 units3.7%
  • 10+ units1.6%
  • Mobile home & other5.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$448,700
Median rent$1,721
Owner-occupied79.5%
Vacant46.1%
Price-to-income4.5x
Est. income to buy$124,000